🏆 Real Rewards

Earn Badges, Save on Your Rate

Your learning translates directly to real savings. The more you know, the more you save on your mortgage rate.

Your Path to Savings

1

Learn

Complete modules, use tools, and engage with content.

2

Earn Badges

Each activity earns you badges toward your tier level.

3

Level Up

Reach new tiers to unlock bigger rate discounts.

4

Save

Partner brokers honor your badge discount on your rate.

Badge Tiers & Discounts

🥉
Novice 2.5 bps off 5 badges required
🥈
Ready 5 bps off 12 badges required
🥇
Qualified 7.5 bps off 20 badges required
💎
Expert 10 bps off 30 badges required

What's a Basis Point?

1 basis point = 0.01%. On a $300,000 loan, 10 basis points saves you about $540/year or $16,200 over 30 years!

Ways to Earn

📚

Complete Learning Modules

Each module completed earns you 1-2 badges depending on length.

+1-2 badges each
🧮

Use Calculator Tools

Complete a calculation with each tool to earn a badge.

+1 badge each

Pass Knowledge Quizzes

Test your knowledge and earn badges for passing scores.

+1 badge each
🤖

Ask the AI Assistant

Ask questions and explore topics with our AI to earn badges.

+1 badge (first 5 questions)
👥

Refer a Friend

When your referral completes their first module, you both earn badges.

+2 badges each
📊

Complete Assessments

Check your DTI, credit readiness, and affordability to earn badges.

+1 badge each

Ready to Start Earning?

Create a free account to track your badges and unlock rate discounts.

Start Learning Now