Earn Badges, Save on Your Rate
Your learning translates directly to real savings. The more you know, the more you save on your mortgage rate.
Your Path to Savings
Learn
Complete modules, use tools, and engage with content.
Earn Badges
Each activity earns you badges toward your tier level.
Level Up
Reach new tiers to unlock bigger rate discounts.
Save
Partner brokers honor your badge discount on your rate.
Badge Tiers & Discounts
What's a Basis Point?
1 basis point = 0.01%. On a $300,000 loan, 10 basis points saves you about $540/year or $16,200 over 30 years!
Ways to Earn
Complete Learning Modules
Each module completed earns you 1-2 badges depending on length.
+1-2 badges eachUse Calculator Tools
Complete a calculation with each tool to earn a badge.
+1 badge eachPass Knowledge Quizzes
Test your knowledge and earn badges for passing scores.
+1 badge eachAsk the AI Assistant
Ask questions and explore topics with our AI to earn badges.
+1 badge (first 5 questions)Refer a Friend
When your referral completes their first module, you both earn badges.
+2 badges eachComplete Assessments
Check your DTI, credit readiness, and affordability to earn badges.
+1 badge eachReady to Start Earning?
Create a free account to track your badges and unlock rate discounts.
Start Learning Now