Terms of Use

Last Updated: January 8, 2026

1. Acceptance of Terms

Welcome to Our Loan Pro. By accessing or using our website, mobile applications, and services (collectively, the "Services"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use our Services.

We reserve the right to modify these Terms at any time. Your continued use of the Services after any changes indicates your acceptance of the modified Terms.

2. Description of Services

Our Loan Pro provides mortgage education, eligibility estimation tools, and related services designed to help users understand their mortgage options. Our Services include:

  • Mortgage eligibility calculators and estimation tools
  • Educational content about mortgage products and processes
  • Pre-qualification letter generation
  • Rate monitoring and alerts
  • Connection to licensed mortgage professionals

Important: Our Services are for educational and informational purposes only. We are not a lender, broker, or financial advisor. Any eligibility estimates or pre-qualification letters generated through our Services do not constitute loan approval, commitment to lend, or financial advice.

3. User Eligibility

To use our Services, you must:

  • Be at least 18 years of age
  • Be a legal resident of the United States
  • Have the legal capacity to enter into a binding agreement
  • Provide accurate and complete information when using our Services

4. User Accounts

Some features of our Services require you to create an account. When creating an account, you agree to:

  • Provide accurate, current, and complete information
  • Maintain and promptly update your account information
  • Maintain the security of your password and account
  • Accept responsibility for all activities that occur under your account
  • Notify us immediately of any unauthorized use of your account

5. Acceptable Use

You agree not to use our Services to:

  • Violate any applicable laws or regulations
  • Provide false or misleading information
  • Impersonate any person or entity
  • Interfere with or disrupt the Services or servers
  • Attempt to gain unauthorized access to any portion of the Services
  • Use automated means to access the Services without our permission
  • Collect or harvest any information from the Services
  • Use the Services for any commercial purpose without our consent

6. Intellectual Property

All content, features, and functionality of our Services, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, and software, are the exclusive property of Our Loan Pro or its licensors and are protected by United States and international copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any materials from our Services without our prior written consent.

7. Third-Party Links and Services

Our Services may contain links to third-party websites or services that are not owned or controlled by Our Loan Pro. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that Our Loan Pro shall not be responsible or liable for any damage or loss caused by or in connection with the use of any third-party content, goods, or services.

8. Disclaimer of Warranties

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, OUR LOAN PRO DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that the Services will be uninterrupted, timely, secure, or error-free, or that any defects will be corrected. We do not warrant the accuracy, completeness, or usefulness of any information provided through the Services.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR LOAN PRO AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

  • Your use or inability to use the Services
  • Any unauthorized access to or use of our servers
  • Any interruption or cessation of transmission to or from the Services
  • Any bugs, viruses, or other harmful code transmitted through the Services
  • Any errors or omissions in any content

10. Indemnification

You agree to defend, indemnify, and hold harmless Our Loan Pro and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees arising out of or relating to your violation of these Terms or your use of the Services.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of [State], without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms shall be brought exclusively in the federal or state courts located in [County], [State].

12. Contact Information

If you have any questions about these Terms, please contact us at:

Our Loan Pro
Email: legal@ourloanpro.com
Phone: 1-800-888-0000