Legal Notices

Nature of Services

Our Loan Pro provides educational tools and resources to help consumers understand their mortgage options. Our services include:

Mortgage eligibility calculators based on user-provided information
Educational content about mortgage products, rates, and processes
Pre-qualification letter generation for informational purposes
Connection services to licensed mortgage professionals
Rate monitoring and alert services

Our services are for educational and informational purposes only and do not constitute financial advice, legal advice, or a commitment to lend.

Not a Lender or Broker

Our Loan Pro is not a mortgage lender, mortgage broker, or mortgage banker. We do not:

Make loans or extend credit
Make credit decisions
Set or negotiate interest rates or loan terms
Process or underwrite mortgage applications
Collect loan payments
Service mortgages

Any mortgage transactions must be conducted directly with licensed mortgage lenders or brokers.

Lead Generation Disclosure

Our Loan Pro may share your information with licensed mortgage professionals, real estate agents, and other third parties who may contact you regarding your mortgage needs. By providing your contact information and using our Services, you consent to being contacted by these third parties.

You may opt out of receiving communications at any time by:

Updating your preferences in your member portal
Clicking the unsubscribe link in any email
Contacting us directly at privacy@ourloanpro.com

Equal Housing Opportunity

Our Loan Pro and its partners are committed to equal housing opportunity. We support the Fair Housing Act which prohibits discrimination in housing based on race, color, national origin, religion, sex, familial status, or disability.

If you believe you have been discriminated against in connection with a housing-related transaction, you may file a complaint with the U.S. Department of Housing and Urban Development (HUD) at:

HUD Office of Fair Housing and Equal Opportunity
451 7th Street SW, Room 5204
Washington, DC 20410-2000
Phone: 1-800-669-9777
Website: www.hud.gov/fairhousing

Licensing Information

Mortgage lending and brokerage activities are regulated by state and federal agencies. Mortgage professionals connected through our platform are required to hold appropriate licenses in the states where they operate.

You can verify the licensing status of mortgage professionals through:

NMLS Consumer Access: www.nmlsconsumeraccess.org
Your state's banking or financial services department

Rate and APR Information

Interest rates and Annual Percentage Rates (APRs) displayed on our website are for informational and educational purposes only. Actual rates vary based on:

Your credit score and credit history
Loan amount and loan-to-value ratio
Property type and location
Loan term and product type
Market conditions at time of application
Lender policies and pricing

The rates shown are not offers to lend and are subject to change without notice. Contact a licensed mortgage professional for current rate quotes.

Copyright Notice

All content on this website, including text, graphics, logos, images, audio clips, digital downloads, data compilations, and software, is the property of Our Loan Pro or its content suppliers and is protected by United States and international copyright laws.

The compilation of all content on this website is the exclusive property of Our Loan Pro and is protected by United States and international copyright laws.

Trademark Notice

"Our Loan Pro," the Our Loan Pro logo, and other marks indicated on our website are trademarks of Our Loan Pro. Other trademarks, service marks, graphics, and logos used in connection with our Services may be the trademarks of their respective owners.

You are not granted any right or license to use any trademarks displayed on our website without the prior written consent of the trademark owner.

DMCA Notice

If you believe that content on our website infringes your copyright, please send a notice to our designated agent:

DMCA Agent
Our Loan Pro
Email: dmca@ourloanpro.com

Your notice must include:

A physical or electronic signature of the copyright owner or authorized agent
Identification of the copyrighted work claimed to be infringed
Identification of the material that is claimed to be infringing
Your contact information
A statement that you have a good faith belief that use is not authorized
A statement that the information in the notice is accurate

Accessibility

Our Loan Pro is committed to ensuring digital accessibility for people with disabilities. We are continually improving the user experience for everyone and applying relevant accessibility standards.

If you have difficulty accessing any part of our website, please contact us at accessibility@ourloanpro.com and we will work to provide the information you need in an accessible format.

Contact for Legal Matters

For legal inquiries, notices, or concerns, please contact:

Our Loan Pro - Legal Department
Email: legal@ourloanpro.com
Phone: 1-800-888-0000

Company Information